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Get Pre-approved

The best way to get an accurate estimate of your monthly payments.

By filling out a loan application with Hammersmith Financial for pre-approval:

  • you will get a FREE Credit Check.
  • You won't have to re-apply for a loan in the future.
  • Most importantly, you can save 3% on your closing costs if you purchase a home with Royce Builders.

To prepare for your applications, you'll need the following information:

  • Your home addresses for the past 2 years
  • Your landlords’ addresses and phone numbers for the past 2 years
  • The name and addresses of your employers for the past 2 years
  • Your W-2 forms for the last 2 years
  • Pay stubs for the last month that show your gross monthly salary and all deductions
  • The last three statements for all of your checking, savings, investments and IRA, accounts
  • The names, addresses, account numbers, balances and monthly payments on all open revolving and installment loans
  • For a VA loan, Certificate of Eligibility, and/or a DD 214, and/or Statement of Service
This may seem like a bit of work to gather this information, but we promise it will save you time and be more efficient no matter how you fill out your application.
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