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Apply for a Loan
The next step.
You have chosen a home that suits you best; filling out the loan application is the easy part!
If you haven’t already, choose a lender, and contact them to find out what your options are. At Royce Builders, Hammersmith Financial is our preferred lender, and we do offer savings if you apply for a loan with them.
There are various ways in which you can apply:
- Online. Apply now!
- Over the phone # (281) 893-4660
- In person at Hammersmith Financial
- By mail
Contact Hammersmith Financial to make an appointment.
Be prepared and get organized. Providing as much complete and accurate information will save you time and frustration. Gather the necessary items before completing your application.
To prepare for your application, you’ll need the following information.
- Your home addresses for the past 2 years
- Your landlords’ addresses and phone numbers for the past 2 years
- The name and addresses of your employers for the past 2 years
- Your W-2 forms for the last 2 years
- Pay stubs for the last month that show your gross monthly salary and all deductions
- The last three statements for all of your checking, savings, investments and IRA, accounts
- The names, addresses, account numbers, balances and monthly payments on all open revolving and installment loans
- For a VA loan, Certificate of Eligibility, and/or a DD 214, and/or Statement of Service
Find out what happens once you fill out the application.
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